Financial & Credit Analyst Loc:Alpharetta, GA
100,000 - 200,000
Job Description:
Position Description:
- Strategic and analytical position developed to help manage the credit risk portfolio associated with the loss sensitive casualty book of business
- Responsible for the assessment and grading the complex financial nature of large accounts and determining the commensurate collateralization need
- Provides analytical support and guidance to different levels of management on complex situations relating to financial and credit risk management
- Complete evaluations and reviews of existing and potential clients financial condition and credit worthiness.
- Establish and execute a watch list/trigger process
- Conduct industry and market research and competitive landscape analysis
- Review and monitor economic, marketplace, accounting and collateral trends especially as they relate to our target industries
- Provide portfolio management of the large accounts loss sensitive book of business credit exposure for secured and unsecured credit risk
- Act as a liaison with Treasury and Corporate Accounting and Finance as relates to collateral, credit, billing and accounting type of issues
- Assist underwriters in analyzing and understanding complex financial statements
- Follow-up with the underwriting teams to proactively solicit information for financial reviews
- Assist in the assessment, review and modification of collateral products and guidelines as appropriate for loss sensitive casualty programs.
- Provide ad-hoc management and financial reports on the loss sensitive casualty programs.
- Participate in calls and meetings with CFOs of prospective and current clients
- Analyze complex captive insurance program structures and related credit and collection risk
- Bachelors or higher degree in Finance/Accounting
- Problem solving, analytical and financial modeling skills
- Prior experience in financial and credit risk assessment and evaluation is preferred
- Financial Statement Analysis expertise
- Excellent verbal and written communication skills.
- Ability to influence without authority
- Knowledge of capital markets and collateral products
- Prior experience in the Insurance/Risk Management field is a plus
- Prior experience with Bloomberg and Moodys Risk Analyst is a plus